Terms of Use — PaisaBaat.com
Last updated: March 2026
1. Acceptance of Terms
By accessing and using PaisaBaat.com, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, you are prohibited from using or accessing this site.
2. Informational & Educational Purpose Only
All calculators, tools, articles, tables, and projections provided on PaisaBaat.com are strictly for educational and general informational purposes.
PaisaBaat.com is not a bank, non-banking financial company (NBFC), insurance company, SEBI-registered investment advisor, or Chartered Accountancy firm. Nothing contained on this site constitutes personalized investment, tax, legal, or financial advice.
3. Calculator Outputs & Accuracy Limitations
Calculator outputs are mathematical estimates derived from user-entered variables and standard financial formulas (e.g. loan amortization formulas, compound interest calculations, Union Budget tax slab structures).
Actual interest rates, loan eligibility, tax liabilities, and investment returns will vary based on individual credit scores, financial institution underwriting guidelines, and prevailing market regulations. Always verify calculations with a qualified financial advisor or Chartered Accountant before making financial commitments.
4. Intellectual Property
The visual branding, code implementation, proprietary calculator layouts, graphics, and articles on PaisaBaat.com are the intellectual property of PaisaBaat. Unauthorised copying, scraping, or commercial republication without explicit written permission is strictly prohibited.
5. Third-Party Services & External Links
Our pages may display third-party advertisements served via Google AdSense or external links to official banking portals and government departments (e.g. RBI, Income Tax Dept, SEBI). PaisaBaat.com does not endorse or accept responsibility for the availability, accuracy, or content of third-party websites.
6. Limitation of Liability
In no event shall PaisaBaat.com, its founder, or contributors be held liable for any direct, indirect, incidental, or consequential damages arising out of the use of or inability to use the tools or information on this website.
7. Contact Information
If you have questions regarding these Terms of Use, please reach out via our Contact Page or email us at support@paisabaat.com.