Financial Health Index
PaisaBaat Score
Out of 800
Like CIBIL, but for your overall financial health. Score your savings rate, emergency fund, debt, insurance, investments and goals — instantly and free.
1. Savings Rate
Max 200 points
2. Emergency Fund
Max 150 points — How many months of expenses do you have saved?
3. Debt Management
Max 150 points — Total monthly EMI across all loans
4. Insurance Coverage
Max 120 points
5. Investment Diversification
Max 100 points — Select all asset classes you invest in
6. Financial Goals
Max 100 points — Have you defined your financial goals?
Your score will appear here
Fill the questionnaire and click calculate