Compare Loan Rates
Across Major Banks
Home loan, car loan, personal loan rates from SBI, HDFC, ICICI, Axis & more. Updated regularly from official bank sources.
RBI Repo Rate
6.25%
Last Updated
May 2026
RBI Repo Rate — 2-Year History
Lower repo rate = cheaper loans for you
Current Interest Rates (% p.a.)
Rates shown are starting/minimum rates. Actual rates depend on your credit profile.
| Bank | Type | 🏠 Home Loan | 🚗 Car Loan | 👤 Personal Loan | Apply |
|---|---|---|---|---|---|
SBI State Bank of India Source: Official Rate Chart (May 2026) | PSU | 8.5% | 8.75%Lowest Rate | 11.45% | Official Portal |
PNB Punjab National Bank Source: Official Rate Chart (May 2026) | PSU | 8.45% | 8.8% | 11.5% | Official Portal |
BOB Bank of Baroda Source: Official Rate Chart (May 2026) | PSU | 8.4%Lowest Rate | 8.75%Lowest Rate | 11.3% | Official Portal |
CB Canara Bank Source: Official Rate Chart (May 2026) | PSU | 8.4%Lowest Rate | 8.8% | 11.35% | Official Portal |
HDFC HDFC Bank Source: Official Rate Chart (May 2026) | Private | 8.75% | 8.9% | 10.75% | Official Portal |
ICICI ICICI Bank Source: Official Rate Chart (May 2026) | Private | 8.75% | 9% | 10.8% | Official Portal |
AXIS Axis Bank Source: Official Rate Chart (May 2026) | Private | 8.75% | 9.15% | 10.49%Lowest Rate | Official Portal |
KMB Kotak Mahindra Bank Source: Official Rate Chart (May 2026) | Private | 8.7% | 8.9% | 10.99% | Official Portal |
EMI Comparison — Compare Monthly Payments Across Displayed Rates
Enter your loan details to see exactly how much EMI you pay at each bank
| Rank | Bank | Rate | Monthly EMI | Total Interest | Total Payment | Apply |
|---|---|---|---|---|---|---|
| 🥇 | BOB Bank of Baroda Lowest Calculated EMI | 8.4% | ₹8.6K | ₹10.68 L | ₹20.68 L | Apply |
| 🥈 | CB Canara Bank | 8.4% | ₹8.6K | ₹10.68 L | ₹20.68 L | Apply |
| 🥉 | PNB Punjab National Bank | 8.45% | ₹8.6K | ₹10.75 L | ₹20.75 L | Apply |
| 4 | SBI State Bank of India | 8.5% | ₹8.7K | ₹10.83 L | ₹20.83 L | Apply |
| 5 | KMB Kotak Mahindra Bank | 8.7% | ₹8.8K | ₹11.13 L | ₹21.13 L | Apply |
| 6 | HDFC HDFC Bank | 8.75% | ₹8.8K | ₹11.21 L | ₹21.21 L | Apply |
| 7 | ICICI ICICI Bank | 8.75% | ₹8.8K | ₹11.21 L | ₹21.21 L | Apply |
| 8 | AXIS Axis Bank | 8.75% | ₹8.8K | ₹11.21 L | ₹21.21 L | Apply |
Calculated Interest Difference: ₹53.3K
Comparing Bank of Baroda (8.4% p.a.) against Axis Bank (8.75% p.a.) over 20 years on a ₹10.00 L Home Loan.
Rate Change Notice & Disclaimer
Rates can change. Verify current rates, eligibility, fees, and terms directly with the respective financial institution before making a financial decision.
Information Only: Interest rates and EMI calculations displayed on this page are mathematical estimates derived from public bank rate schedules (Source: Official Bank Portals & RBI Circulars, Last Updated: May 2026). PaisaBaat.com does not guarantee accuracy as actual interest rates depend on individual credit scores, loan tenure, and bank underwriting criteria.
Not a Lending Institution: PaisaBaat.com is an educational calculator portal. We are not a bank, lender, or SEBI/RBI registered advisor. External links redirect to official bank websites for user convenience.