Prasad Gorank
Founder & Lead Editor, PaisaBaat · CFP (Certified Financial Planner)
Prasad is a personal finance expert, Certified Financial Planner (CFP), and software engineer with over 8 years of experience building financial planning utilities. He founded PaisaBaat to eliminate visual noise and login paywalls from online calculators, helping regular Indian families visualize mathematical projections easily.
Content Responsibility Statement
At PaisaBaat, we take financial math seriously. I take personal responsibility for the accuracy of every calculator formula and financial guide published on this platform.
Every calculator output has been calibrated and verified against guidelines released by regulatory bodies:
Professional Credentials
Certified Financial Planner (CFP)
Financial Planning Standards Board India
MBA in Finance
Symbiosis Institute of Business Management
B.Tech in Computer Science
Indian Institute of Information Technology
Work Experience
Founder & Lead Developer
PaisaBaat.com (2023 - Present)
Building fast, privacy-focused online financial tools.
Senior Wealth Analyst
HDFC Wealth Management (2019 - 2022)
Created customized asset allocation models for HNIs.
Product Manager (Finance Core)
Paytm Money (2016 - 2019)
Supervised mutual fund API architectures and SIP planners.
Editorial Policy & Review Process
All guides and resources published under Prasad Gorank's name pass through a multi-stage review process. We fact-check interest rates, tax slabs, exemption caps, and compound interest calculations on a regular basis. You can learn more about this on our dedicated Editorial Policy Page.